If you’re in a car accident, you’ll suffer some injuries. Unfortunately, some of these injuries are pretty serious. They could leave you paralyzed. They may require extensive medical treatment. There is a chance that you’ll be out of work for quite some time.
Depending on your injuries, you may need to go on disability for a while after your car accident. By the time you get surgery and complete physical therapy, it could be months. You won’t be able to work. You probably won’t even be able to drive or get around.
Normally, if you get hurt on the job, you can collect workers comp. But if your injuries don’t take place on the job, you’ll have to rely on disability. It’s not easy to qualify for it. Even temporary disability may take a few weeks or months to get approved.
If after your car accident you need to go on disability, you’ll want an experienced Boston car accident lawyer to help you. They know how to navigate the disability process a lot better than you do. This is something you need to get right on the first try. You don’t want to mess it up. It could cause serious delays.
What Types of Injuries Can Cause Disability?
You’re not going to qualify for disability based on a whiplash claim. You need to demonstrate that you’re unable to work. You’ll need a doctor to testify that you’re unable to work. Some of the injuries that can lead to disability include:
- Traumatic Brain Injury (TBI) – this type of injury can be life-changing. When you suffer a severe blow to the head, you’ll experience a traumatic brain injury. The symptoms of a TBI include:
- Vision loss
- Memory loss
- Fatigue or insomnia
- Ringing in the ears
This type of injury can prevent you from going back to work. Depending on your recovery, you may never be able to work again. Your car accident lawyer will have to help you file for temporary or permanent disability.
- Spinal Cord Injury – This type of injury is probably the most serious type. It can cause partial or total paralysis. Usually, this type of injury is irreversible. Most people who suffer paralysis after a car accident never recover. You could end up in a wheelchair for the rest of your life.
- Back Injuries – Although they aren’t usually career ending, back injuries will put you out of commission for a few months. It may even be years before you’re able to work again. Most back injuries require surgery and physical therapy. You may need to go on temporary disability until you’re able to return to work.
- Neck injuries – Depending on your accident, you may end up with a neck injury. They limit your range of motion and can be very painful. A lot of people with serious neck injuries are unable to work. It may take months of physical therapy to get you back to normal.
- Internal Injuries – If you suffer organ damage or other kinds of internal injuries, you’ll be out of commission for a while. You may need surgery to repair it. It could be weeks or months before you’re back on your feet.
How Does Disability Work?
In order to collect compensation, you need to prove that you’re unable to work. There are two main kinds of disability – SSDI and SSI.
If you have worked most of your life, you paid into the disability fund. Based on what you earned, you’ll qualify for SSDI (Social Security Disability Insurance.) You do need to show that you’re unable to work. If the administration determines that you can do a job different from your old one, you’ll have to go back to work.
The goal of SSDI is to temporarily support you while you’re recovering from your injury. However, there are times when temporary disability turns into permanent disability.
If you never really worked, you may be eligible to receive SSI (social security insurance.)You won’t receive as much under SSI as you would under SSDI. You’ll still have to prove that you’re unable to work.
With either form of disability, once they determine that you can return to work, your benefits will expire. Your car accident lawyer can help you apply for disability in Massachusetts. He’ll make sure you file the proper paperwork and meet the filing deadline. Call the Jon Soto Law Firm today and schedule your free initial consultation. You pay nothing until you win your case!